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The Renters’ Rights Act 2025, which received Royal Assent on 27 October, marks the biggest overhaul of England’s private rental sector in a generation. While much of the attention has centred on tenant protections and the end of “no-fault” evictions, the law could also reshape the financial landscape for landlords and insurers, particularly when it comes to rebuild costs. Higher property standards, higher rebuild values A major shift lies in the extension of the Decent Homes

Landlord insurance quotes in the UK can vary a lot – not only in price, but in what they actually cover. Before you compare policies or look for the lowest premium, it helps to understand what drives those costs and how to make a fair comparison. A key factor is your property’s rebuild cost – the amount every insurer uses to set your premium. If that figure is wrong, the rest of your cover can quickly fall apart. Recent data  from over 43,000 assessments by RebuildCostASSESSM

Landlord insurance add-ons: are they really protecting you? When you take out landlord home insurance cover, you want to protect both your income and your property. Many landlords looking for total landlord legal & rent protection insurance add extras. These include rent guarantee, landlord home emergency cover, or boiler breakdown insurance. All which help with the most common problems, such as broken boilers, burst pipes, or tenants who stop paying rent. But what if, even w

Inaccurate building insurance continues to pose significant risks across the UK, with the latest property insurance infographic from...

The government has confirmed that a Building Safety Levy will come into effect on 1 October 2026 . It’s part of the ongoing reforms...

Protecting your investment the right way At RebuildCostASSESSMENT.com, our mission is clear: to eradicate inaccurate building sums...

RebuildCostASSESSMENT.com has released a new guide revealing how construction labour shortages are driving up rebuild costs and leaving a...

What’s included in a commercial building insurance valuation? Y ou probably already know that rebuild cost is a key figure when looking...

If you’re in the middle of comparing quotes for commercial building insurance – whether it’s for a renewal or a newly acquired property –...

The 79% wake-up call: Most commercial properties are underinsured Our data shows that 79% of commercial properties in the UK are...

If your fire insurance quote was quick and easy to get, it might not cover the real risks your property faces. Many commercial property...

Understanding commercial property insurance: more than just a policy Whether you run a busy shop or work from a spare room at home,...

Many landlords think that passing insurance costs to tenants protects them from risk. But what if this approach is leaving you exposed to...

It’s a common assumption that a free online rebuild cost calculator will give you an accurate idea of how much to insure your home for....

The cost to rebuild your property isn't just about bricks and mortar, it's shaped by a number of key factors that many homeowners...

The impact of 'Liberation Day' on the world's stock markets has been immediate and significant, but how will Trump's tariffs affect...

Commercial property insurance coverage protects buildings from risks like fire, floods, and damage. But having a policy doesn’t always...

Finding low cost commercial insurance is a top priority for many business owners and landlords. But while saving money is important, it’s...

How do you cut 1,000 tonnes of CO₂ emissions without sacrificing efficiency? Spoiler alert: it doesn’t involve giving up your morning...

Once upon a time, Goldilocks wandered into the home of three unsuspecting bears… but this time, she wasn’t tasting porridge – she was...

Thinking about renovating your home? Whether it’s a sleek new kitchen, an expansive loft conversion, or even just a luxurious marble...

Owning a commercial property comes with risks. Without the right commercial landlord insurance, a single event could lead to expensive...

When looking into insurance, it’s easy to feel overwhelmed by all the information out there. That’s why our guides are here to answer...

When it comes to protecting your home, the type of construction plays a big role in determining the kind of insurance you need. Many...

Is building insurance a legal requirement or just a recommended safeguard? You’re not the only person to ask this question.   With all...

It’s easy to feel a bit lost when trying to pick the right home insurance cover. With so much fine print and a range of add-ons and...

Everyone knows that renovations can be just as stressful as they are exciting. Undertaking any home improvement project comes with risks,...

Imagine your boiler breaking down on a cold winter night, or a sudden burst pipe flooding your home. These things aren’t just...

When it comes time to insure your new home or choose a new insurance policy for your existing property, you’re probably going to Google...

When your home becomes uninhabitable due to fire, flood, or another unexpected disaster, finding somewhere else to stay can be really...

Understanding your sum insured for home insurance is one of the most important aspects of your insurance policy. After all, it’s the...

Buying a home, whether it’s your first home or not, is a really exciting time. But before you can move in and get settled, there are a...

Wondering if your property's location affects your rebuild cost? It does—and quite significantly Why location impacts rebuild costs ...

Securing a mortgage is a big milestone, but there’s more to it than just signing the dotted line. Before you can pop the champagne and...

When you're planning a renovation, it's really important to make sure you’ve got the right insurance in place. Renovation projects can be...

The percentage of UK buildings that are underinsured has fallen to its lowest level for at least 6 years, but remains ‘unacceptably...

Life's little mishaps can lead to big repair bills for your home. That’s where accidental damage cover steps in, offering an optional...

Did you know that around 14% of UK properties are overinsured? Even more surprisingly, nearly 80% are underinsured! Why do so many...

Building insurance is one of the most important aspects of owning a home and protecting your investment. But how do you know if you’re...

And that’s a wrap! The RebuildCostASSESSMENT.com Office Games have officially come to an end, with the closing ceremony taking place and...

Many property owners don't think about underinsurance until it's too late. What exactly does it mean to be underinsured? It is often...

Do you feel overwhelmed by the sheer volume of home insurance options out there? Hundreds of building insurance companies in the UK are...

Understanding wear and tear when it comes to your home insurance is important. Let me tell you why… A few years ago, my home had a...

Construction inflation has softened over the past year and building costs are forecast to rise by around 3% in 2024. However, the risk of...

Imagine you've insured your property for an amount significantly lower than the rebuild cost. A disaster strikes, and the damages are...

Insurance can often feel like a bit of a puzzle. All the legal jargon and complicated rules can make it seem like you need a law degree...

Today, we're shedding light on an essential aspect of property ownership: The validity period of your rebuild cost assessment (RCA)....

We’ve often spoken about the Average Clause, but homeowners are now being warned of a potential issue that could leave them with no cover...

Ever tried to understand the fine print in your insurance papers? No? You’re not the only one. Insurance documents are complicated and...

Rebuild Cost Assessment Ltd has appointed Iain Crichton as its new Operations Manager. Iain has broad experience of leading teams within...