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Eviction is becoming slower and more costly. With Section 21 ending under the Renters’ Rights Bill, landlords now face longer court delays and higher legal fees when a tenant stops paying rent. Protecting rental income is more important than ever. Three types of cover support this: Rent Guarantee Insurance  – protects you when a tenant does not pay Landlord Legal Expenses Insurance  – covers the legal cost of eviction Loss of Rent Insurance  – replaces income when the propert

Thatched properties are some of the most beautiful homes in the UK, full of history, character, and craftsmanship. But they’re also among the most complex when it comes to insurance. Because every thatched home is unique, estimating what it would cost to rebuild can be difficult. If your building's insurance hasn’t been reviewed for a while, there’s a real risk it no longer reflects the true rebuild cost.   Why Thatched Homes Need Special Attention We’ve assessed thousands of

The Renters’ Rights Act 2025, which received Royal Assent on 27 October, marks the biggest overhaul of England’s private rental sector in a generation. While much of the attention has centred on tenant protections and the end of “no-fault” evictions, the law could also reshape the financial landscape for landlords and insurers, particularly when it comes to rebuild costs. Higher property standards, higher rebuild values A major shift lies in the extension of the Decent Homes

Landlord insurance quotes in the UK can vary a lot – not only in price, but in what they actually cover. Before you compare policies or look for the lowest premium, it helps to understand what drives those costs and how to make a fair comparison. A key factor is your property’s rebuild cost – the amount every insurer uses to set your premium. If that figure is wrong, the rest of your cover can quickly fall apart. Recent data  from over 43,000 assessments by RebuildCostASSESSM

Landlord insurance add-ons: are they really protecting you? When you take out landlord home insurance cover, you want to protect both your income and your property. Many landlords looking for total landlord legal & rent protection insurance add extras. These include rent guarantee, landlord home emergency cover, or boiler breakdown insurance. All which help with the most common problems, such as broken boilers, burst pipes, or tenants who stop paying rent. But what if, even w

Not every property is straightforward, and when it comes to rebuild cost assessments, one size doesn’t always fit all. In this episode of 2-Minute Tuesday , I explain what happens if your property isn’t suitable for a desktop assessment. When a desktop assessment isn't the right fit Some buildings need a closer look. Whether it's a listed property, unusually large, or simply too complex to assess remotely, we’ll always prioritise getting the figure right. If that happens, we’

Inaccurate building insurance continues to pose significant risks across the UK, with the latest property insurance infographic from...

The government has confirmed that a Building Safety Levy will come into effect on 1 October 2026 . It’s part of the ongoing reforms...

Protecting your investment the right way At RebuildCostASSESSMENT.com, our mission is clear: to eradicate inaccurate building sums...

RebuildCostASSESSMENT.com has released a new guide revealing how construction labour shortages are driving up rebuild costs and leaving a...

Last month, we warned that energy-efficiency upgrades were quietly driving up rebuild costs and widening the underinsurance gap. Now, new...

What’s included in a commercial building insurance valuation? Y ou probably already know that rebuild cost is a key figure when looking...

If you’re in the middle of comparing quotes for commercial building insurance – whether it’s for a renewal or a newly acquired property –...

Property owners across the UK are investing in greener, more efficient buildings, but many could be unintentionally leaving themselves underinsured. As energy bills rise and regulations tighten, more homes and commercial properties are being upgraded with better insulation, cleaner heating systems, and sustainable materials. These changes are essential but they’re also driving up rebuild costs. When those costs go up but insurance cover stays the same, the risk of underinsura

The 79% wake-up call: Most commercial properties are underinsured Our data shows that 79% of commercial properties in the UK are...

Not sure what “building sum insured” actually covers? You’re not alone.  It’s one of the most misunderstood terms in property insurance,...

If your fire insurance quote was quick and easy to get, it might not cover the real risks your property faces. Many commercial property...

Understanding commercial property insurance: more than just a policy Whether you run a busy shop or work from a spare room at home,...

Tougher building safety rules mean higher rebuild costs for high-rise buildings. But are clients and brokers confusing rebuild valuations...

Many landlords think that passing insurance costs to tenants protects them from risk. But what if this approach is leaving you exposed to...

It’s a common assumption that a free online rebuild cost calculator will give you an accurate idea of how much to insure your home for....

The cost to rebuild your property isn't just about bricks and mortar, it's shaped by a number of key factors that many homeowners...

The impact of 'Liberation Day' on the world's stock markets has been immediate and significant, but how will Trump's tariffs affect...

With inflation driving a significant widening of the underinsurance gap, in this article we highlight the urgent need for brokers and...