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Top Triggers That Should Prompt a New RCA

Discover what overinsurance means and how it can cost you. Learn how to ensure your property isn't overinsured and avoid unnecessary premiums.

Not every property is straightforward, and when it comes to rebuild cost assessments, one size doesn’t always fit all. In this episode of 2-Minute Tuesday , I explain what happens if your property isn’t suitable for a desktop assessment. When a desktop assessment isn't the right fit Some buildings need a closer look. Whether it's a listed property, unusually large, or simply too complex to assess remotely, we’ll always prioritise getting the figure right. If that happens, we’

Not sure what “building sum insured” actually covers? You’re not alone. It’s one of the most misunderstood terms in property insurance,...

A question I’m often asked is whether all insurance companies accept rebuild cost assessment reports. It’s an important consideration before arranging your buildings insurance or commissioning an assessment. The short answer is that most insurers do — but there are a few points worth understanding. Why accreditation matters At RebuildCostASSESSMENT.com, we are regulated by RICS and are FSQS-accredited. While these accreditations may sound technical, they serve an important pu

The cost to rebuild your property isn't just about bricks and mortar, it's shaped by a number of key factors that many homeowners overlook. If your current insurance cover is based on guesswork or outdated figures, you could be exposed to the risk of underinsurance. Understanding what contributes to your rebuild cost is essential to ensure your policy is accurate and effective. Why rebuild cost accuracy matters Your rebuild cost represents the amount it would take to reconstr

Thinking about renovating your home? Whether it’s a sleek new kitchen, an expansive loft conversion, or even just a luxurious marble...

Curious about the accuracy of your property's insurance coverage? At RebuildCostASSESSMENT.com, we've developed the Rebuild Checker , a...

Wondering if your property's location affects your rebuild cost? It does—and quite significantly Why location impacts rebuild costs Different regions of the UK have varying labour rates, material costs, and logistical challenges. At RebuildCostASSESSMENT.com, we account for these differences using a trusted industry tool: BCIS Location Index. This index allows us to adjust construction costs to reflect the area in which your property is located. Here’s how it works: The UK av

Discover what underinsurance means, why it matters, and how to ensure your property is fully protected.

Discover what professional and demolition fees cover in a rebuild cost and ensure your building sum insured is comprehensive. Learn more now!

Discover how BCIS index-linking tables work and why a desktop assessment is crucial for accurate rebuild costs. Get your desktop assessment now!

Could underinsuring your property cost you more than you expect? In this edition of 2-Minute Tuesday, Amy addresses a critical question: "What is the average clause?" What Is the average clause? The average clause is a standard condition in many property insurance policies. It comes into play when a policyholder underinsures their property—that is, when the sum insured is less than the actual rebuild cost of the property. If a claim is made under these circumstances, the insu

Many homeowners are unaware that their property might not be insured for the right amount. This is particularly risky for historic homes,...