Do all insurance companies accept a Rebuild Cost Assessment report?
- Amy Lillington
- Jun 4, 2025
- 2 min read
A question I’m often asked is whether all insurance companies accept rebuild cost assessment reports. It’s an important consideration before arranging your buildings insurance or commissioning an assessment.
The short answer is that most insurers do — but there are a few points worth understanding.
Why accreditation matters
At RebuildCostASSESSMENT.com, we are regulated by RICS and are FSQS-accredited.
While these accreditations may sound technical, they serve an important purpose. They demonstrate that our assessments are produced to recognised professional standards and follow established industry guidance.
For insurers, this provides reassurance that the rebuild cost has been calculated by a qualified and regulated provider.
Do insurers accept our reports?
In our experience, the majority of insurance companies accept our rebuild cost assessment reports.
However, insurers can have their own internal underwriting guidelines and preferences. Just as different organisations operate in different ways, some insurers may have specific requirements about how rebuild costs are evidenced.
For that reason, it is always advisable to check with your insurer before ordering your report. Confirming their requirements in advance helps ensure a smooth process and avoids unnecessary delays.
Why it’s important to check first
Although our reports are widely accepted, every insurer has its own policy conditions and documentation standards.
Taking a few minutes to confirm acceptance with your provider gives you clarity and confidence before proceeding. It ensures the assessment you commission aligns fully with your insurer’s expectations.
Being proactive helps avoid complications later.
Watch Amy explain it all
Still unsure? Amy explains it all in under 2 minutes below
Got a question? Ask Amy
Do you have more questions about rebuild costs or property insurance? Email AskAmy@RebuildCostASSESSMENT.com, and Amy might feature your question in the next 2-Minute Tuesday!
Don’t risk underinsurance – get a rebuild cost assessment today
With accurate rebuild cost assessments from RebuildCostASSESSMENT.com, you can be confident your home is properly protected.
Need help? Contact us for a quick and easy desktop assessment today.
