Dave has a lovely house, which he insured for £542,000 in 2013. Should he be confident that index-linking has kept him protected from under or over-insurance ever since?

View our latest animation and find out why index-linking is a good thing, but with a bit of a problem.   

RebuildCostASSESSMENT.com has released up-to-date high-level data around inaccurate building sums insured in the UK.

The figures, which come from an overall sample of 8,863 domestic and commercial properties over the past 12 months, have been summarised in an infographic below, which you can also download here. 

Director Will Molland BSc MCIOB AssocRICS, who is also one of RebuildCostASSESSMENT.com’s Quality Control Assessors co...

One of the things people seem to get most confused about when it comes to setting building sums insured is whether or not to include VAT.

To help, we’ve put together a short 3 minute explainer video, which should help clear up some of the key questions.

Please let us know what you think of this animated video by commenting down below or by emailing info@rebuildcostassessment.com.

Having rapidly taken the lead in the property insurance valuation market, RebuildCostASSESSMENT.com is now investing in the talent of the future.

Although our high-tech and innovative approach has helped us become market leaders, RebuildCostASSESSMENT.com has also identified a significant skills shortage where a strong combination of surveying, real estate, customer relations and data-mining and interpretation skills are all ne...

Video: Rob Gale, Commercial Director at Alan & Thomas Insurance Group explains why they use RebuildCostASSESSMENT.com to review client properties and how they recently saved a customer almost forty thousand pounds as a result.

A provincial broker has helped one of its commercial clients avoid a loss of £39,000 after requesting a rebuild cost assessment (RCA) on a property.

Alan & Thomas Insurance Group has ordered more than 200...

Investors in pension schemes are being warned of the knock-on effect of inadequate sums insured on commercial properties within their portfolios.

The Financial Times (FT) reported that some providers of self-invested personal pensions (Sipps) and small self-administered schemes (Ssas) were “dropping the ball” on the insurance of commercial property, leaving investors exposed.

The FT said questions around due diligence carried ou...

Are we alone in the universe? Who shot JFK? Is time travel possible? Why do flammable and inflammable mean exactly the same thing? And how come you never see the headline ‘Psychic Wins Lottery’?

These are just some of life’s great unanswered questions, and in the world of property management there is another. That question is: Should VAT be included when calculating the reinstatement cost of a property?

It’s an important questio...

Underinsurance could mean a Surrey-based family ends up being almost half a million pounds out of pocket following a fire at their home.

According to an article in the Guardian newspaper, the property’s rebuild cost had been set using a free online calculator. However, the figure fell way short of what the insurer believed it would cost to rebuild the home from scratch. Typically, there was also some confusion around the inclus...

While index-linking of sums insured on buildings offers some protection from underinsurance, it’s not something a policyholder should always depend upon, says Insuranceshortfall.com’s Will Molland…

AN INTERESTING thing happened in the construction sector following the financial crisis of 2008. It is well known that a lot of building work ceased at the time, but a knock-on effect of this was the moth-balling of many brick manufa...

Almost three quarters of commercial buildings with sums insured of £500,000 or less are underinsured, according to new data from Insuranceshortfall.com. 

Analysis of the findings of almost 4,000 rebuild cost assessments carried out by Insurtech start up Insuranceshortfall.com also revealed that while underinsurance becomes less likely as sums insured increase, the overall picture is one of widespread inadequacy of cover.

“O...