May 21, 2020

Dave has a lovely house, which he insured for £542,000 in 2013. Should he be confident that index-linking has kept him protected from under or over-insurance ever since?

View our latest animation and find out why index-linking is a good thing, but with a bit of a problem.   

March 27, 2020

I imagine many of you reading this will now find yourself (like me) working from home for who knows how long?

Things have suddenly changed, quite dramatically for all of us following the Coronavirus outbreak. I’m sure for insurance brokers this must be a truly daunting time, especially as I know how getting out and about, meeting clients and maintaining close relationships are so important to you. 

“Clients don’t really like dig...

November 20, 2019

A UK based insurance broker is facing a legal claim for damages of “at least £3.5 million” after a fire revealed one of its commercial clients had been significantly underinsured, according to reports.

Legal news source Law360 said a waste management company based in the South West of England had filed a claim in the High Court against a Lloyd’s of London broker after “its main processing facility, including its factory, machin...

September 23, 2019 has released up-to-date high-level data around inaccurate building sums insured in the UK.

The figures, which come from an overall sample of 8,863 domestic and commercial properties over the past 12 months, have been summarised in an infographic below, which you can also download here

Director Will Molland BSc MCIOB AssocRICS, who is also one of’s Quality Control Assessors co...

July 25, 2019

A leading broker has described as a ‘fantastic initiative’ and is encouraging others to guide their clients towards more accurate building sums insured as a way of not only treating customers fairly, but to generate significant income.   

Specialist commercial property brokers Morrisons Insurance Solutions identified almost 100 million pounds worth of under and over insurance last year, and t...

June 20, 2019

One of the things people seem to get most confused about when it comes to setting building sums insured is whether or not to include VAT.

To help, we’ve put together a short 3 minute explainer video, which should help clear up some of the key questions.

Please let us know what you think of this animated video by commenting down below or by emailing

May 20, 2019

A growing number of insurance brokers believe underwriters should pay for, or at least contribute towards, a professional assessment of building sums insured in order to tackle the issue of underinsurance.

In a poll for this year’s BIBA conference, reinstatement valuation experts asked almost 600 brokers to say who they believed should pay for rebuild cost assessments.

Unsurprisingly, just over 70% said...

May 13, 2019

More than a third of policyholders are using ‘market value’ to set their buildings sum insured and one in five ‘simply guess’ according to a new study.

Reinstatement valuation experts asked 580 brokers to identify the source of building sums insured in the UK, in a poll timed to coincide with this year’s BIBA conference. 

More than a third (35%) said policyholders used the ‘market value’ - the amou...

February 18, 2019

Some people can be a little sceptical about desktop valuations. After all, how can you accurately assess a property without even being there?

“Desktops are still seen as quite new and innovative,” said Director Will Molland BSc MCIOB AssocRICS who is also one of’s Quality Control Assessors. “Brokers and their clients certainly like how they’re low-cost and easy to deliver, but there are some who contin...

February 13, 2019

Having rapidly taken the lead in the property insurance valuation market, is now investing in the talent of the future.

Although our high-tech and innovative approach has helped us become market leaders, has also identified a significant skills shortage where a strong combination of surveying, real estate, customer relations and data-mining and interpretation skills are all ne...

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Sum insured wrong! What do you say?

June 21, 2018

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