What is the 'dreaded' Average Clause?

The Average Clause! One of those things that's not so easy to explain. And the Clause itself can cause real trouble when it comes to setting sums insured on buildings or claims disputes with insurers!

No fear! We've put together a short animation, which explains what the 'dreaded' Average Clause is, why it doesn't always work the way you'd expect and (of course) what can be done about it.

Hope it helps!