Imagine you've insured your property for an amount significantly lower than the rebuild cost. A disaster strikes, and the damages are...

Today, we're shedding light on an essential aspect of property ownership: The validity period of your rebuild cost assessment (RCA)....

We all know the story of the three little pigs, but what if we brought it up-to-date? Here we tell the modern version...

We've put together a short animation, which explains what the 'dreaded' Average Clause is, why it doesn't always work the way you'd expect!

Underinsurance tends to get all the headlines when it comes to inaccurate building sums insured, but sometimes it’s ‘over’ too.

Property owners struggling in the wake of Covid-19 face another invisible threat in the form of underinsurance.

"A gentle uptick” in underinsurance related claims is highlighting a need for the insurance industry to do more to tackle the issue.

A lack of relevant case law means it is still too early to say what impact the Insurance Act (2015) will have on cases of underinsurance.

It happens! A policyholder wants to reduce their insurance premium, so they turn to the buildings sum insured...

Most brokers believe the majority of commercial and high-net-worth household properties are either “severely” or “very” underinsured.

Since the Insurance Act came into force in 2016 we’ve been wondering what difference the legislation might make in cases of underinsurance.

Brokers want a shift in focus from buildings sums insured being examined following a loss, to being assessed before a claim takes place.