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PI underwriter guides brokers on underinsurance exposure

A highly-experienced PI underwriter has warned that “a gentle uptick” in underinsurance related claims is highlighting a need for the insurance industry to do more to tackle the issue. John Cross, Managing Director of Glemham Underwriting, is a specialist Professional Indemnity (PI) Underwriter with around 30 years experience working in both the composite and London markets. He set up Glemham in 2006 to offer PI and commercial insurances to small-mid market businesses through a network brokers. John told us his advice to brokers was to always have a solid terms of businesses agreement (TOBA) in place, which refers to sums insured. However, he added brokers should go a stage further and offer

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