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Building insurance for flats can involve several owners, one shared building and questions about who arranges the cover. If you own a flat, share the freehold or manage the building, check the lease and management arrangements first. These can also help confirm which building the rebuild cost assessment needs to cover. This guide explains who may arrange cover in England and Wales, what a rebuild cost assessment for flats should consider and when the figure may need a review.

Construction costs in the UK have not all moved in the same direction during the first half of 2026. Building materials cost more overall than they did a year ago, although some products have fallen in price. Average pay across the construction industry has changed very little. The prices contractors agree for building work are still rising, but more slowly than some of their costs. For brokers and property owners, national figures are a useful guide to what is happening acro

Property values are back in the news following Andy Burnham’s arrival in Downing Street. Before becoming Prime Minister, Burnham called for Council Tax reform and questioned why homes in England are still placed into bands using property values from 1991. News coverage has since explored several possible changes, including updated bands and taxes linked to property or land value. However, at the time of writing, no detailed plan for wider Council Tax reform has been announced