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On average, our desktop rebuild cost assessment reports are currently taking 6 working days.

Please keep checking back for status updates.

Reinstatement Cost Assessment (RCA)

A reliable Reinstatement Cost Assessment (RCA), also known as a Rebuild Cost Assessment (RCA), is vital for making sure you have the correct level of building insurance. Insurance can be tricky, especially when faced with the Average Clause, which can catch you out, but no worries! We make it simple, professional, and budget-friendly.

IS MY BUILDING FULLY COVERED?

Insurers have something called the Average Clause, and it's their way of ensuring you get only what you pay for. If your building's insured value is set too low, the Average Clause can cut down what you can claim. If it's set too high, you're giving more money to your insurer. Learn more about the Average Clause and why getting an accurate building insurance valuation is crucial...

WHY DO I NEED A REINSTATEMENT COST ASSESSMENT?

As a property owner, it falls on you to inform your insurer about the value your building should be insured for. Yet, property owners aren't experts in property reinstatement. That's where we come in! 'Regulated by RICS', we utilise our expertise to provide you with a dependable 'reinstatement cost' (also known as 'rebuild cost'), the figure you should consistently insure your building for.

At RebuildCostASSESSMENT.com we tackle underinsurance...

We believe in comprehensive and accurate professional evaluations of buildings, priced reasonably, and simple to set up. The majority of our reinstatement cost assessments are carried out remotely, and on the rare occasions we conduct on-site surveys, we're always well-prepared beforehand. By marrying smart tech solutions with our in-house expertise, we tailor building insurance valuations to your advantage.

OUR SERVICES

DESKTOP ASSESSMENTS

Perhaps you’re wondering how we can work out how much your building would cost to completely rebuild, without visiting your property? 

SITE ASSESSMENTS

We do site surveys too. Occasionally, some buildings have features that make a visit essential. Or maybe that's just the way you prefer it?

These figures show it is highly likely your property is insured for the wrong amount, most probably underinsured! Take the first step to make sure your building is fully covered today... 

Every year we share data with the insurance industry around the accuracy of building sums insured in the UK. These are our latest findings covering both residential and commercial properties.

81%

UNDERINSURED


81% of UK properties are underinsured. This can severely reduce the amount paid out following a property damage claim.

14%

OVERINSURED


14% of UK properties are overinsured. If this is you, you’re paying more than you need to for your insurance.

9 out of 10 UK properties are insured for the wrong amount

This means there's a strong chance you're either under or over-insured. Our latest data from assessments of more than 29,000 UK residential and commercial properties is summarised below...

82% of RESIDENTIAL properties are underinsured and 13% are overinsured.

80% of COMMERCIAL properties are underinsured and 15% are overinsured.

NOT ENOUGH

We find that on average, underinsured buildings are covered for just 63% of the amount they should be.

TOO MUCH

While overinsured buildings are on average covered for 122% of the correct amount.

At RebuildCostASSESSMENT.com, we help everyone with an interest in buildings insurance, from property owners to brokers...

INSURANCE BROKERS

Protect your clients and assist them in accurately insuring their buildings. We offer a variety of solutions for you. Enjoy discounted rates by opening an account with us, or swiftly direct a client our way without the need to manage payments.

MANAGING AGENTS

We can help you confidently arrange the right level of cover for your client, whether it is for a single property or a large portfolio. We're always happy to consult around a mix of desktop and site assessments, to meet your needs efficiently and professionally.

INSURERS & COVERHOLDERS

Removing the Average Clause is a great way of simplifying your product and demonstrating customer care. However, we understand it's equally important to ensure premiums are commensurate with risk. We're ready to  help you develop a programme to tackle inaccurate sums insured effectively.  

LANDLORDS

Worried your property might not be covered for how much it should be? No problem. Don't fall victim to the dreaded Average Clause! Take the first step to make sure your building is insured for the right amount by ordering a Rebuild Cost Assessment today.

WHAT OUR CUSTOMERS SAY

“A friend had all kinds of problems with an insurance claim because his house was under-insured. I didn’t want the same to happen to me and with help from my broker I found Rebuild Cost Assessment online. Turns out I was under-insured as well, but now everything’s been put right. No fuss, no hassle, great service!

 

Josh Hargreaves, Home Owner

HOW CAN WE HELP?

LETS HAVE A QUICK CHAT

Speak to one of our team today using our live chat feature. Click on the icon in the bottom right corner of the screen. 

DROP US A MESSAGE

Have a question? Why not email us at info@rebuildcostassessment.com.

GIVE US A CALL

Prefer to phone? Then please call us between 9am and 5pm weekdays, on 01305 215535.

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