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One of life's great unanswered questions: Should VAT be included in rebuild costs?

Are we alone in the universe? Who shot JFK? Is time travel possible? Why do flammable and inflammable mean exactly the same thing? And how come you never see the headline ‘Psychic Wins Lottery’? These are just some of life’s great unanswered questions, and in the insurance world there is another. That question is: Should VAT be included when calculating the rebuild cost of a property? It’s an important question. After all, the consequences of inaccurate sums insured can be significant for policyholders, brokers and insurers. Like most unanswered questions, it’s also a complicated one. In fact, the best answer to ‘Should VAT be included when calculating the rebuild cost of a property?’ is… we

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