Eviction is becoming slower and more costly. With Section 21 ending under the Renters’ Rights Bill, landlords now face longer court delays and higher legal fees when a tenant stops paying rent. Protecting rental income is more important than ever. Three types of cover support this: Rent Guarantee Insurance – protects you when a tenant does not pay Landlord Legal Expenses Insurance – covers the legal cost of eviction Loss of Rent Insurance – replaces income when the propert
Thatched properties are some of the most beautiful homes in the UK, full of history, character, and craftsmanship. But they’re also among the most complex when it comes to insurance. Because every thatched home is unique, estimating what it would cost to rebuild can be difficult. If your building's insurance hasn’t been reviewed for a while, there’s a real risk it no longer reflects the true rebuild cost. Why thatched homes need special attention We’ve assessed thousands of
The Renters’ Rights Act 2025, which received Royal Assent on 27 October, marks the biggest overhaul of England’s private rental sector in a generation. While much of the attention has centred on tenant protections and the end of “no-fault” evictions, the law could also reshape the financial landscape for landlords and insurers, particularly when it comes to rebuild costs. Higher property standards, higher rebuild values A major shift lies in the extension of the Decent Homes